How Do I Find a Lawyer?
My new job offers a prepaid legal services plan. What can I expect?
Legal services, like many other things, are often less expensive when bought in bulk. Some employers, labor and credit unions, and other groups have formed “legal insurance” plans. These plans vary. Many cover most, if not all, of the cost of legal consultations, document preparation, and court representation in routine legal matters. Other programs cover only advice and consultation with a lawyer. Before joining a legal plan, make sure you are familiar with its coverage and know whether you will be required to make out-of-pocket contributions. These group plans follow the same pattern as group or cooperative medical insurance plans. Employers or unions set up a fund to pay the employees’ legal fees, with the employee sometimes contributing a small co-payment. Legal group plans have become much more widespread in recent years. Some retail department stores and credit card companies even offer such plans to their customers.
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